White house in water, flood

Don’t Flood Your Life With Unnecessary Risks

J.S. Edwards & Sherlock Insurance Agency is here to assist you with flood insurance and to help you understand more about why you need this valuable type of insurance. Don’t wait for a flash flood or flood-related losses to befall you before you protect your home and everything in it.

Your Home Insurance Policy Isn’t Enough

Only the National Flood Insurance Program can provide you with flood insurance. Facts worth knowing about flood insurance and flood-related losses include:
  • Flood losses an average of about $38,000 per claim.
  • Even if your flooding incident is given a Federal Disaster Assistance declaration, of which only 50 percent are, you’ll most likely have to repay whatever assistance you’re given, including interest.
  • Homeowners policies do not provide coverage for flood.
  • There is a 30 day waiting period before a policy goes into effect.
J.S. Edwards & Sherlock Insurance Agency enjoys a rich heritage dating back over 100 years proudly servicing all of Southeast Texas. A combination of two family-owned agencies built on the values of their founders, the firm is now one of Texas’ leading Independent Insurance Agencies. With offices in Beaumont and Houston J.S. Edwards & Sherlock Insurance Agency offers everything from Commercial Insurance and Personal Lines Coverages to Workers Compensation Plans and Life, Health and Employee Benefits. As an Independent Insurance Agency, we represent numerous insurance companies that allow us to compare coverage and premiums in order to best meet your insurance needs. The mission of J.S. Edwards & Sherlock Insurance Agency is to provide insurance protection for our clients with quality products and excellent service. We want to work with you to find the best insurance solutions for you, your family and your business.