Insurance Protection for Small Businesses

As a small business, your company is unique in both its service model and its daily operations. So too are its insurance needs. Depending upon the work that you do, the number of workers that you employ, and the unique risks that are associated with your industry, you need very particular types of insurance protection.

Small Business Package Policy

At J.S. Edwards & Sherlock Insurance Agency, our goal is to help you get the right policy to meet the needs of your small business. This can easily be done by creating a customized small business package. What is this? It’s actually a number of different types of coverage all administered through a single plan, each designed to address the concerns inherent with the different aspects of your business types. The major types of insurance typically included in such a plan are:
  • Liability insurance
  • Business property insurance
  • Auto insurance for company vehicles
  • Workers compensation coverage

What Are Your Customizable Options?

These added forms of coverage include:

  • Employment practice liability – Protection against claims of business practices that allegedly violate an employee’s civil rights.
  • Errors and Omissions coveragee – Protection for professional liability claims.
  • Key employee insurance - Coverage against the loss of key employees to disability or death.
  • Directors and Officers liability – Coverage against allegations for poor organizational management.
  • Business Interruption – Don’t let a temporary interruption in business harm your company.
  • Equipment Coverage – Equipment is one a major asset that needs to be protected.
  • Flood – Get coverage from costly flood damage.
  • Cyber Liability – With more and more activities moving online, cyber liability coverage is increasingly important.
  • Crime Coverage – Protect your business from losses due to crime.
Small business insurance packages also typically include business income insurance, which guarantees compensation following covered events that halt your operations. Call Us Today Here at the J.S. Edwards & Sherlock Insurance Agency, were well aware of the unique challenges that you face as a small business owner. That’s why we offer small business insurance packages that are just as unique in the protection that they provide. We’ll work with you to help decide which insurance coverage your company needs. To get started, simply call us at 409.832.7736.