Pixa free 545  Often called the silent killer, carbon monoxide is an odorless gas that can kill.  Carbon monoxide, also known as its molecular form “Carbonous oxide” (CO) can be found in many household items, including stoves and furnaces.  According to the latest information from the National Fire Protection Association, there were over $100,000 non-fire CO incidents last year. Your personal insurance will most likely respond to a claim made by a third party, but you or anyone who lives in your home will need to look to medical insurance if you have an illness because of a CO injury.   According to the Centers for Disease Control (CDC), the most common symptoms of CO poisoning are headaches, dizziness, weakness, nausea, vomiting, chest pain, and confusion.  High levels of CO inhalation can cause loss of consciousness and death. Carbon monoxide detectors sound an alarm when they sense a certain amount of carbon monoxide in the air over time. Safety Tips
  • Make sure all appliances are properly vented to the outside.
  • Never BBQ inside your home or in the garage.
  • Follow manufacturer instructions when installing a CO detector.
  • Install a CO alarm in a central location on every level of your home.
  • Test your alarms on a regular basis.
  • If the CO alarms sounds, move to the outside and open doors and windows.
  • Choose a CO alarm that has the label of a recognized testing laboratory.
Since your home is your most valuable asset, you need homeowners insurance. It gives you financial protection if something unexpected happens to your home, theft, fire, a natural disaster, or other loss. At J.S. Edwards & Sherlock, we offer a wide variety of homeowners insurance plans that are custom designed to suit your needs. The result is an individualized policy that gives you the peace of mind and protection you need.