germ-2871773_640Texas Business Insurance Businesses across the country are seeing the advantages of having a green-friendly business.  Having environmentally friendly buildings and manufacturing processes can help sustain your business and build a positive reputation in the community. Reasons to Consider a Green Business
  • Increases your business’s public image
  • Cost savings on insurance
  • Tax credits
  • Healthier workplace
  • Consumer demand
  • Can reduce waste and decrease costs
Most standard commercial insurance policies will offer to repair or replace damaged equipment with like kind and quality.  If your business wants to replace broken equipment with environmentally friendly material, your policy may have to be modified. There are endorsements that can be added to your commercial property policy that addresses this issue.  According to the Insurance Information Institute, a green endorsement on your commercial property insurance will cover the higher cost of environmentally certified materials and equipment, even if your original property and equipment were not green certified.  It can also cover costs for green design and engineering, recycling, certification fees and other costs. If your business has solar energy equipment or other green features, we recommend a complete insurance review. No matter how well your business might be doing, disaster can strike and turn your streak of good luck into quagmire of misery and frustration. J.S. Edwards & Sherlock Insurance Agency offers a variety of business insurance policies to protect your business as well as your peace of mind. No matter how small or large, new or longstanding your business is, you never know what the next day will bring or how much it might cost.