Don’t Flood Your Life With Unnecessary Risks

J.S. Edwards & Sherlock Insurance Agency is here to assist you with flood insurance and to help you understand more about why you need this valuable type of insurance. Don’t wait for a flash flood or flood-related losses to befall you before you protect your home and everything in it.

Your Home Insurance Policy Isn’t Enough

Only the National Flood Insurance Program can provide you with flood insurance. Facts worth knowing about flood insurance and flood-related losses include:
  • Flood losses an average of about $38,000 per claim.
  • Even if your flooding incident is given a Federal Disaster Assistance declaration, of which only 50 percent are, you’ll most likely have to repay whatever assistance you’re given, including interest.
  • Homeowners policies do not provide coverage for flood.
  • There is a 30 day waiting period before a policy goes into effect.