A Texas Personal Insurance Update You have worked hard to build a good life for yourself and your family. You own a home, have two cars and a boat, and you might even have a second home. You have also built a financial future for your family with a 401k plan and other investments. A personal umbrella can help protect your family, and other financial assests. A personal umbrella policy can protect your assets in the event of a major accident. A personal umbrella policy adds additional limits above your auto and home insurance policies. Let’s face it, litigation resulting from an accident can be costly to you. Think about this, you are having a holiday party, and someone goes home slightly drunk and cause an accident. Think you won’t get sued? Think again. A lawsuit and all the related expenses could destroy your financial security, but a personal umbrella policy could protect you. Take some time to add up all your personal assets including; your home, investments, 401k plan, future income, and the value of your personal property. All these are exposed to the possibility to be taken, if you are involved in costly litigation. We can offer the security of a personal umbrella with limits form $1,000,000 up to $10,000,000. Since your home is your most valuable asset, you need homeowner’s insurance. It gives you financial protection if something unexpected happens to your home, theft, fire, a natural disaster, or other loss. At J.S. Edwards & Sherlock, we offer a wide variety of homeowner’s insurance plans that are custom designed to suit your needs. The result is an individualized policy that gives you the peace of mind and protection you need.