angry-2191104_640A Personal Insurance Update Everyone loves “do it yourself” or “DIY” projects.  The concept has caught the eye of many Americans.  With Pinterest, stores like Home Depot, and online instructional videos, home improvement projects have become less complicated for the average person.  The DIY idea has also made its way into purchasing personal insurance.  However, DIY and purchasing personal insurance is NOT a match made in heaven, here is why.
  • Never underestimate the value of speaking to a professional licensed agent. They are experts in the industry and work on your behalf to find you the best value, price, and service.
  • Are you an insurance expert? DIY insurance buying requires that you to know and understand all about insurance.
  • What if you have a claim—will you be able to settle it without help?
  • Because you are not an insurance expert, you will not be aware of which companies may be more favorable for your own specific needs. For example, did you know that some companies have a preferred rate for older drivers?  You would never know this with online insurance.
  • When you purchase your car insurance through a local agent or broker, you will be working with someone who is familiar with your state and city, as well as the full offerings of the companies they represent.
Since your home is your most valuable asset, you need homeowners insurance. It gives you financial protection if something unexpected happens to your home, theft, fire, a natural disaster, or other loss. At J.S. Edwards & Sherlock, we offer a wide variety of homeowners insurance plans that are custom designed to suit your needs. The result is an individualized policy that gives you the peace of mind and protection you need.