- If you rent now, it would be good to have renter’s insurance. Even if it for a short period, renter’s insurance can cover certain losses during the move.
- When looking for a home consider things like the distance of the house to the nearest fire station and are there fire hydrants in your neighborhood?
- Think about the age of the house as some older home can be very costly to replace.
- If you are building a house, does it make sense to install sprinklers?
- Is the location in a flood zone or prone to flooding?
- Is the area in an earthquake zone?
- Check with the local police to see the crime rate of the neighborhood.
- Always have your home inspected before you commit to buy.
Your Homeowners Insurance Guide A Personal Insurance Update As you consider buying your first or second home, it pays to have a good understanding of just what you are getting into when it comes to home ownership. Here are a few tips for you to think about before you make that move. If you live in a Texas 1st Tier County you may qualify for Texas Windstorm coverage with the correct WPI8 building certificate. To obtain or continue windstorm and hail coverage through the Texas Windstorm Insurance Association (TWIA), property must meet certain requirements established by the Texas Legislature. These requirements are outlined in Texas Insurance Code Chapter 2210.