Wednesday, November 2, 2022Small businesses account for 89 percent of all companies. A small business is one that employs fewer than 75 people. In reality, most small businesses have seven or fewer employees. When you own a small business, it doesn't take much to derail it and force you to close your doors. READ MORE >>
Thursday, October 27, 2022Directors and Officers (D & O) Liability Update Every business, no matter what the size, has a D & O exposure. Some people may mistakenly think that D & O risks are just for large firms, but actual court cases tell a different story. READ MORE >>
Wednesday, October 26, 2022Businesses and employers across the country offer health insurance plans to their employees. Most often, these are group plans, with aspects and costs managed by both employer and employee. Employees often find these plans convenient for their needs through the fact that t they offer competitive medical care costs for entire families. READ MORE >>
Wednesday, October 26, 2022We recognize that the numerous alternatives for auto coverage can be perplexing. Speak with a licensed specialist and we will assist you in obtaining the most accurate and economic Auto coverage for your specific needs. READ MORE >>
Thursday, October 13, 2022 The annual appearance of frightening skeletons, broomstick-riding witches, and carved pumpkins is a strong indicator that autumn has here. Second, only Christmas surpasses Halloween in terms of consumer spending on decorations. Americans of all ages appear to like celebrating Halloween. READ MORE >>
Wednesday, October 5, 2022Everyone is looking to reduce homeowner’s insurance premiums. Most people think the only way to reduce your homeowner’s premiums is to shop for the best price. While that is always a good idea (our agency represents many fine and stable insurers that we can select from), lowering your risk is a big factor in obtaining lower insurance rates. READ MORE >>
Tuesday, September 20, 2022 Every business must have liability insurance, and the starting point is a general liability policy. However, while general liability insurance can prove essential to your long-term financial security, you should still not consider it a stopping point. READ MORE >>
Monday, September 19, 2022General liability insurance can provide protection against the resulting expenses if your business is held responsible for injuring a third party or damaging their property. Although valuable, this coverage is not typically required by any state or federal law. READ MORE >>
Thursday, September 1, 2022A fire can be a devastating household accident no matter what the size or shape of the home you live in. However, if you live in a high-value or even a luxury home, then the loss might be compounded. The good news is that your homeowners insurance is likely to pay for the necessary repairs to enable you to move back home. READ MORE >>
Thursday, September 1, 2022 Insurance for Homeowners For homeowners, be sure you have adequate building coverage to restore or rebuild your home, as well as enough contents coverage to replace your valuables. Check your Additional Living Expenses (ALE) coverage to see how much your policy covers if the worst happens and you need to relocate due to damage to your property caused by a covered loss. READ MORE >>
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