How Much Motorcycle Insurance Do I Need in Texas?

Motorcycle insurance is crucial to owning and riding a motorcycle in Texas. It can help provide financial protection in the event of an accident and can be a legal requirement.

Texas law requires motorcyclists to prove financial responsibility in the event of an accident. Most people do this by maintaining minimum amounts of liability insurance to help cover third-party accident-related injuries and property damage. However, your agent may recommend purchasing more than the state’s minimum level of coverage.

Additionally, let them know if you lease or finance your motorcycle, as lienholders can impose additional insurance requirements. Lienholders typically require full coverage motorcycle insurance, which may help cover costs related to damage to your motorcycle.

Contact JS Edwards & Sherlock for a personalized motorcycle insurance quote.

How Expensive is Motorcycle Insurance?

The cost of motorcycle insurance varies depending on several factors, which typically include the value of your motorcycle, driving history, location, and the policies, endorsements and deductibles you choose. While providing an exact figure without a personalized quote is difficult, full coverage motorcycle insurance will generally cost more than basic liability coverage.

Your agent can provide you with a detailed breakdown of costs and help you understand what factors may influence the price of your policy.

Car and Motorcycle Insurance

If you own both a car and a motorcycle, you might be able to bundle your insurance policies. Bundling policies can often lead to discounts on your premiums, making it a potentially cost-effective option.

Contact Us

To better understand how much your motorcycle insurance might cost, contact JS Edwards & Sherlock for a personalized quote.