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A Texas Personal Insurance Update Having the right Texas homeowners or renter’s insurance is a good way to protect your home and property while you are away having fun this summer. Personal insurance can offer replacement for loss or damage property. Home Burglary facts (Source FBI, Harris Interactive Polls) 25% of burglars get in through […]

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How the claim process works You buy personal insurance to protect yourself when you have a need. This need might be an auto loss, business claim, or home fire. When something bad happens you want your insurance company to respond. When it comes to filing a claim, knowledge is power. We hope you never have […]

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As a business owner, it is important to have a good understanding of your business insurance and risk management costs. Many business owners would say they may have a handle on their insurance costs, but not their risk management costs. Are Insurance Costs And Risk Management Costs The Same Thing? Insurance costs are just that, […]

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A Texas Flood Insurance Update Texas may not get as much rain as other parts of the country, but we do have our share of floods. Flooding can happen almost anywhere. That is why we recommend you consider flood insurance. Flood insurance Flood insurance is excluded under your homeowner’s insurance.  You will need to have […]

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A Texas Business Insurance Update Did you know that a privately held business has just as great a chance of having a directors and officers’ liability claim as a large publicly held firm?  Having the correct insurance is important, and your basic business insurance policy may not cover your directors and officers liability exposure. Directors […]

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Spring is the time when many homeowners start to think about, and plan for, various home remodeling projects. If you are thinking about updating your kitchen, putting on that new roof, or even landscape projects, it pays to do some pre-planning. Whatever the project, you need to protect yourself from the financial risks and hazards […]

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A Texas Business Insurance Update Did you know that a privately held business has just as great a chance of having a directors and officers’ liability claim as a large publicly held firm?  Having the correct insurance is important, and your basic business insurance policy does not cover directors and officers liability exposures. This coverage must […]

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A Texas Personal Insurance Update Tornado season in Texas runs through May and into June. There are more tornados in Texas than in any other state.”Unlike floods and earthquakes, tornadoes are generally covered under a homeowner’s insurance policy that includes windstorm coverage and do not require a separate policy.   If you live on some […]

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A Texas watercraft safety update Did you know that if you own a boat it is not covered under your homeowner’s insurance policy?  That is the first boating safety rule; get the right kind of watercraft insurance.  There are more than 600,000 registered boats in Texas, according to the Texas Parks and Wildlife Department.  The […]

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