grill

A Personal Insurance and Safety Update In 2020, 19,400 people went to emergency rooms because of barbeque-related accidents.  Sixteen percent of home structure fires involving a grill were caused during ignition because something flammable was too close to the grill.  Twenty percent of all reported grill fires were a result of leaks or breaks.  Gas […]

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cyber risk

Cyber Liability Risk Every business is at risk for a cyber breach. Even the White House has experienced a cyber breach. Cyber breaches are now a fact of life, and every state now has mandatory requirements for data breach notification. Statistics show 41% of all cyber incidents affect businesses with fewer than 100 employees. If […]

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work comp

If an employee is injured on the job, employers are legally liable to the employee. Workers’ compensation will even cover employees who are involved in auto accidents while away from the worksite, if the accident occurred while on the job. Workplace accidents happen every day and most could have been prevented. According to the U.S. […]

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summer

Summer is here, and the 4th of July is just around the corner. As we move to do more outside activities, it will be important to remember to stay cool. For people who labor outside throughout the summer, heatstroke is the most serious risk and should be handled as a medical emergency. Heatstroke happens when […]

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home insurance

We are approaching our nation’s birthday, July 4th, and we hope everyone has a great day of celebration with friends and family. In 2020 over 5,800 people went to the emergency room as a result of fireworks-related injuries. There were an estimated 13,750 reported fires started by fireworks. These fires resulted in an estimated eight […]

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legaL

Your landscaper falls from your tree while he is pruning it, and the injuries send him to the hospital.  His medical bills are about $5,000 and he does not have any insurance. Will your homeowner’s insurance cover you if the worker decides to file a lawsuit? Most homeowners do not fully understand that they could […]

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Decision Time

As an insurance buyer, you have many options relating to how you buy your insurance. We hope to provide some interesting factors that we hope will help you in your quest for the best possible combination of coverage, price, and service. We need to start with a basic premise, that is, insurance is not just […]

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business insurance

The business insurance world is changing at a fast pace. Technology is continually evolving and businesses must change or die. New technology also brings change in claims and litigation. Often lawsuits filed today are indicators of business liability claims tomorrow. Business Insurance Business or commercial insurance coverage is available for almost every conceivable risk your […]

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Business People

A business insurance review Recently, small business owners were surveyed to help identify some of the top risks they faced when growing their businesses1.  Many small business owners are unaware of the new, and increased, risks that come with growth.  For example, many business owners erroneously think that a claim is not covered, so they […]

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future

Insurance is designed to provide the financial resources you need in the event of an un-expected loos.  This could be form an auto accident, home fire, disability or even a loss of the primary bread winner. There are many personal insurance solutions and products that can provide the protection you need to help you manage […]

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