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A Texas Business and Insurance Update It seems acts of terrorism are here to stay, and we hope that our leaders keep fighting and eliminating terrorism.  Until that day, businesses need to be educated on how to manage all their risks—including terrorism. On Nov. 26, 2002, the Terrorism Risk Insurance Act of 2002 was signed […]

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A Texas Personal Insurance Update These days we can do almost anything online; shop, connect with your doctor, manage your investments, and even log into your work.  All these activities bring increased risk to having an identity theft claim.  It is important to understand that your personal insurance may not automatically cover an identity theft […]

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A Texas Personal Insurance Update A personal umbrella policy can protect your family for less than a dollar a day.  An umbrella policy can provide added limits over your auto and home insurance.  Our team of professional agents can review your personal insurance program and recommend any updates or changes. There are many reasons to […]

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A Texas Business Insurance Update Many Texas businesses offer college students the opportunity to hold a summer intern position. These can be rewarding for the college student as well as provide some help to the business. Most States now require these positions to be paid. Before you bring that person on board, make sure your […]

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A Texas Personal Insurance Update Did you know that a motorcycle is stolen every eleven minutes in the United States?  According to a report released by the National Crime Insurance Bureau (NCIB), the top five states with the most reported motorcycle thefts in 2016 were: California (7,506) Florida (4,482) Texas (3,692) South Carolina (2,057) North […]

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A Texas Business Insurance Update Most Texas business owners buy commercial insurance to cover fire, theft, and certain liability risks.  However, did you know there are many unique insurance products that can also protect your business?  Your business insurance should be able to respond to almost all the activities in which you are involved, but […]

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A Texas Personal Insurance Update Having the right Texas homeowners or renter’s insurance is a good way to protect your home and property while you are away having fun this summer. Personal insurance can offer replacement for loss or damage property. Home Burglary facts (Source FBI, Harris Interactive Polls) 25% of burglars get in through […]

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How the claim process works You buy personal insurance to protect yourself when you have a need. This need might be an auto loss, business claim, or home fire. When something bad happens you want your insurance company to respond. When it comes to filing a claim, knowledge is power. We hope you never have […]

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As a business owner, it is important to have a good understanding of your business insurance and risk management costs. Many business owners would say they may have a handle on their insurance costs, but not their risk management costs. Are Insurance Costs And Risk Management Costs The Same Thing? Insurance costs are just that, […]

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A Texas Flood Insurance Update Texas may not get as much rain as other parts of the country, but we do have our share of floods. Flooding can happen almost anywhere. That is why we recommend you consider flood insurance. Flood insurance Flood insurance is excluded under your homeowner’s insurance.  You will need to have […]

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