55681469 - water damage in house after flooding with stains on the wall

Texas Flood Insurance Flooding is one of the most common kinds of damage a homeowner may face. Even if you don’t live in a flood zone, you may be exposed to possible flooding. A standard homeowner’s insurance policy does not cover damage due to flooding. You need a special flood policy for that. We can […]

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  A Texas Business Insurance Update Even the best run businesses may have a loss now and then. It is important that every business owner and manager have a comprehensive business insurance program. A well-designed business insurance program will help the business get through a loss. Here are few ideas to help you make sure […]

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A Homeowners Insurance Update We have just witnessed the horrific damage of hurricane Harvey.  Many homeowners insurance policies have responded to the damages and people are in the process of recovering.  However, aside from natural disasters, did you know that most home-related claims are preventable? If you own a home or rent, you need the […]

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A Personal Insurance Update An umbrella policy provides additional insurance (limits) coverage, usually over your auto liability and homeowners liability policies. An umbrella policy may also provide a broader form of coverage including, false arrest, libel and slander. For about $150 to $300 per year you can buy a $1 million personal umbrella liability policy. […]

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An Insurance Update Your life and circumstances can change on a regular basis, so you want and deserve insurance products that will respond to your changing needs.  Personal insurance policies can change with your circumstances, but it is important to make updates and changes when your situation requires it. We offer a wide range of […]

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A Business Insurance Update There is a certain art to getting the right combination of business insurance, coverage, price, and service. Not all business insurance companies are created equal; they offer different kinds of coverage, have different limitations, and offer different services. Our job is to match your business with the insurer that can offer […]

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Single family house with water damage after flooding (3D Renderi

 Guidelines for Purchasing Flood Insurance Most parts of Texas are subject to flooding.  Flooding causes over 10 billion dollars of damage each year. Your homeowners, condominium, or renter’s insurance will not cover flooding losses.  Over 20 percent of land is considered part of some flood zone.  Even if you do not live in a high […]

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A Commercial Insurance Update Small business owners work very hard to keep their operations running smoothly.  Running a small business takes a lot of personal dedication, but the rewards can be significant.  It is essential to have the right kind of commercial insurance in place in order to protect your assets and help increase profit. […]

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Risk Management

A Business Insurance Update Local businesses need many different kinds of commercial insurance. Most businesses purchase commercial insurance to cover their business property and operations. Others go beyond that and purchase employment practices liability and cyber liability to help manage their risks.  However, many businesses do not consider directors and officers (D&O) liability insurance.  Please […]

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A Texas Personal Insurance Update School is out, the kids are home, and vacations are planned.  However, before you get too far into your summer activities, you might consider the following insurance products to protect your summer fun.  According to the National Safety Council, injuries from auto accidents almost triple during the summer months.  We […]

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